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	<title>British Finance News &#187; Housing</title>
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	<link>http://www.britsfinance.com</link>
	<description>Financial news from United Kingdom</description>
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		<title>Energy Spring Clean With Kim Woodburn</title>
		<link>http://www.britsfinance.com/energy-spring-clean-with-kim-woodburn/</link>
		<comments>http://www.britsfinance.com/energy-spring-clean-with-kim-woodburn/#comments</comments>
		<pubDate>Wed, 29 Jun 2011 13:46:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[British Gas,]]></category>

		<guid isPermaLink="false">http://www.britsfinance.com/energy-spring-clean-with-kim-woodburn/</guid>
		<description><![CDATA[Kim Woodburn from &#8216;How Clean Is Your House&#8217; fame has teamed up with British Gas to help the British public save money on their household bills with a range of handy household tips. Kim says: &#8216;It&#8217;s brilliant that British Gas is giving UK households straightforward advice to help stop them wasting money on their energy [...]]]></description>
			<content:encoded><![CDATA[<p>Kim Woodburn from &lsquo;How Clean Is Your House&rsquo; fame has teamed up with British Gas to help the British public save money on their household bills with a range of handy household tips.</p>
<p>Kim says:</p>
<p>&lsquo;It&rsquo;s brilliant that British Gas is giving UK households straightforward advice to help stop them wasting money on their energy bills.</p>
<p>The current squeeze on household finances means it is madness to throw money away needlessly and I&rsquo;m supporting this campaign to show people that they can start saving money today.</p>
<p>I have loft insulation in my own home, as well as energy efficient light bulbs and draft excluders, and all of these have lowered my monthly bills. Take a look at British Gas&rsquo; top tips to see what tasks you could do to save you money!&rsquo;</p>
<p>Some of the hints including descaling your kettle to help the water to boil quicker, insulating your loft or replacing your boiler.</p>
<p>While other tips can even help you lose weight. Did you know for every half an hour of cleaning, you will burn an average of 100 calories, but not that, you&rsquo;ll stay nice and warm the whole time, so you can turn your heating off and save money in the process.</p>
<p>Watch the following video to find out more about the Energy Spring Clean.</p>
<p><script src="http://videos.video-loader.com/playerjs/springclean_7897.js?w=400&amp;h=350&amp;pID=26867&amp;bgc=ffffff&amp;cw=784237&amp;skinName=light&amp;wmode=window&amp;hideChrome=0" type="text/javascript"></script></p>
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		<item>
		<title>Why buy?</title>
		<link>http://www.britsfinance.com/why-buy/</link>
		<comments>http://www.britsfinance.com/why-buy/#comments</comments>
		<pubDate>Tue, 22 Feb 2011 00:07:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[Property]]></category>

		<guid isPermaLink="false">http://www.britsfinance.com/why-buy/</guid>
		<description><![CDATA[Buying a house has become almost a hallmark of our society. You start working, get married and then you buy a house. Depending on how lucky you are with your bank loan, you then spend possibly decades repaying the house and by then you probably can&#8217;t even enjoy it enough to make it worth it. [...]]]></description>
			<content:encoded><![CDATA[<p>Buying a house has become almost a hallmark of our society. You start working, get married and then you buy a house. Depending on how lucky you are with your bank loan, you then spend possibly decades repaying the house and by then you probably can&rsquo;t even enjoy it enough to make it worth it. It&rsquo;s not like buying a house is a bad options, it&rsquo;s just not always the best option. And if you&rsquo;re doing it just because you feel that it&rsquo;s time or other people around you are doing it, then you are doing it for the wrong reasons.</p>
<p>You should probably consider renting instead. Finding a&nbsp;<a href="http://www.zoopla.co.uk/to-rent/">house to rent</a>&nbsp;may not be as easy, but you&rsquo;ll be able to do it sooner or later with the help of an agent. You need to keep an eye out for anything that may be wrong with the house and keep in mind that, although you&rsquo;re not buying it, you&rsquo;ll still be spending a lot of time in it, so don&rsquo;t settle for anything but exactly what you want. Making a list of all things that you want in a house and then giving it to the agent is a good way to sort out the market and not waste time with houses that don&rsquo;t fit your criteria.</p>
<p>&nbsp;</p>
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		</item>
		<item>
		<title>Win the Ultimate House party courtesy of Endsleigh!</title>
		<link>http://www.britsfinance.com/win-the-ultimate-house-party-courtesy-of-endsleigh/</link>
		<comments>http://www.britsfinance.com/win-the-ultimate-house-party-courtesy-of-endsleigh/#comments</comments>
		<pubDate>Mon, 27 Sep 2010 16:57:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[endsleigh]]></category>
		<category><![CDATA[flatshare]]></category>
		<category><![CDATA[house party]]></category>
		<category><![CDATA[house share]]></category>
		<category><![CDATA[student accomodations]]></category>
		<category><![CDATA[student pads,]]></category>
		<category><![CDATA[student party]]></category>
		<category><![CDATA[students]]></category>
		<category><![CDATA[students insurance]]></category>

		<guid isPermaLink="false">http://www.britsfinance.com/win-the-ultimate-house-party-courtesy-of-endsleigh/</guid>
		<description><![CDATA[Endsleigh have launched a fantastic new product this year called House Sharer &#8211; for you and your housemates to sort your contents insurance on one policy. You can get just one policy to cover for between 2 and 10 housemates!Not only will it save you time getting everyone&#8217;s contents sorted together but it&#8217;s cheaper too [...]]]></description>
			<content:encoded><![CDATA[<p><script src="http://videos.video-loader.com/playerjs/houseparty_4199.js?w=400&amp;h=350&amp;pID=26867&amp;bgc=ffffff&amp;cw=191151&amp;skinName=light&amp;wmode=window&amp;hideChrome=0" type="text/javascript"></script></p>
<p>Endsleigh have launched a fantastic new product this year called House Sharer &ndash; for you and your housemates to sort your contents insurance on one policy. You can get just one policy to cover for between 2 and 10 housemates!<br />Not only will it save you time getting everyone&rsquo;s contents sorted together but it&rsquo;s cheaper too &ndash; up to 15% compared to buying individually! There&rsquo;s even an extra 10% discount for those shared houses with between 4 and 10 housemates, when everyone in the house insures on the policy. <br />Student contents insurance from Endsleigh can be tailored to cover all the items that you take to university. You can build a policy that insures just one item, or a policy that covers your bike, laptop, iPod, camera, DVDs and much more.<br />Whether you live in halls or rented accommodation you can pick and mix your cover and save money online.<br />To celebrate the launch of this product, Endsleigh are offering all students living off campus (in shared houses) the chance to with an amazing house party package!<br />The prize includes the hire of a sound system and DJ, a cloakroom attendant to look after the coats, a bouncer to enforce the guestlist and &pound;200 towards party supplies. If that wasn&rsquo;t enough you&rsquo;ll also get a next day house cleaning service and breakfast included too!</p>
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		<item>
		<title>Problem Properties</title>
		<link>http://www.britsfinance.com/problem-properties/</link>
		<comments>http://www.britsfinance.com/problem-properties/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 22:05:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Tenants]]></category>

		<guid isPermaLink="false">http://www.britsfinance.com/?p=43</guid>
		<description><![CDATA[The real estate market is defiantly on a downfall. The real question is what you do when the bank says that your house is in such horrible condition that they have kicked you out but not foreclosed. As seen on CNN quite often there is a rise on properties that the bank is just walking [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-medium wp-image-44" title="problem" src="http://www.britsfinance.com/wp-content/uploads/2009/08/problem-300x225.jpg" alt="problem" width="300" height="225" />The real estate market is defiantly on a downfall. The real question is what you do when the bank says that your house is in such horrible condition that they have kicked you out but not foreclosed. As seen on CNN quite often there is a rise on properties that the bank is just walking away from. So what do you do? Well you are on the hook. One couple I saw was foreclosed on and the bank walked away from it and they now have to pay thousands of dollars in city by-law fines and face up to 45 days in jail. All because the bank foreclosed and they walked away. The homeowners are not allowed to live there but they are on the hook for everything. There is a rising number of <a href="http://www.swiftcapital.co.uk/property-problems/structural-problems.htm">problem properties</a> and a rising number of homeowners on the hook facing serious fines and jail time. How can you stop this from happening to you? Make sure that when they take your house in foreclosure that they are not just walking away and if they are act as quickly as possible.</p>
]]></content:encoded>
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		<item>
		<title>House prices increase during January</title>
		<link>http://www.britsfinance.com/house-prices-increase-during-january/</link>
		<comments>http://www.britsfinance.com/house-prices-increase-during-january/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 18:22:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[House prices]]></category>

		<guid isPermaLink="false">http://www.britsfinance.com/?p=7</guid>
		<description><![CDATA[British homeowners have been offered a small glimmer of hope by the latest Halifax survey which has shown that house prices rose by 1.9 per cent last month. The average house now costs Â£163,966 according to the Halifax which means that this rise had offset Decembers fall. However, the Halifax themselves have warned against paying [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-medium wp-image-8" title="house" src="http://www.britsfinance.com/wp-content/uploads/2009/02/house-300x225.jpg" alt="house" width="300" height="225" />British homeowners have been offered a small glimmer of hope by the latest Halifax survey which has shown that house prices rose by 1.9 per cent last month.</p>
<p>The average house now costs Â£163,966 according to the Halifax which means that this rise had offset Decembers fall.</p>
<p>However, the Halifax themselves have warned against paying too much attention to any one months figures.</p>
<p>House prices in the UK have still fallen by 5.1 per cent over the last 3 month and by 17.2 per cent over the last year.</p>
<p>The Halifax&#8217;s housing economist Martin Ellis said &#8216;Whilst there may be a few small signs that market activity may be stabilising, there are still more risks that are placing downward pressure on the market in general. Rising unemployment and the lack of ability to obtain credit mean that the housing price crash is far from over&#8217;.</p>
<p>With the Bank of England today cutting the Interest Rate to a flat 1%, there will be even more people tempted to buy a house and benefit from lower mortgage payments.</p>
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